Clear guidance for individuals, independent workers, families, and growing businesses.

Your personal benefits navigator

A simpler way to find your healthcare starting point.

Answer three broad questions. We’ll guide you to the most relevant coverage pathway without sending you through another maze of choices.

  • No obligation
  • No medical questions
  • Clear next step
A welcoming healthcare benefits illustration
One guided starting pointPersonal coverage • Employer review • Specialty resources

60-second Benefits Check

Tell us what matters most right now.

We use only broad answers to organize the pathways already available on this page.

1. About you2. Your need3. Recommendation

Educational guidance only. No medical or payment information is requested.

Your Benefits Roadmap

A private checklist that stays on this device.

Your Benefits Check and pathway progress are saved only in this browser. Nothing is submitted, and no one will follow up.

0 of 3 complete Start with the Benefits Check
  1. 1
    Complete the Benefits CheckChoose broad answers to organize your options.
  2. 2
    Review the recommended pathwayYour recommendation will appear here.
  3. 3
    Continue when readyUse the pathway’s clearly labeled destination or resource.

Saved locally in your browser • No account • No follow-up

Personalized coverage pathways

Clear options, organized by need.

After your Benefits Check, the most relevant card moves into focus and is clearly highlighted.

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Major medical

Comprehensive health coverage

Start here when you want to explore traditional major-medical options and potential plan availability.

Cigna
What to review

Best for: People exploring comprehensive medical coverage.

Check: Network, deductible, out-of-pocket maximum, prescriptions, and eligibility.

Add to my roadmap

Temporary coverage

Short-term health options

Review temporary protection when you are between longer-term coverage arrangements.

Allstate Health Solutions
What to review

Best for: Temporary gaps between longer-term arrangements.

Check: Duration, exclusions, pre-existing-condition rules, and state availability.

Review options

Alternative access

Health-sharing pathway

Learn about a nationwide sharing-based approach. Health sharing is not health insurance.

CareShareNow
What to review

Best for: People intentionally comparing non-insurance alternatives.

Check: Sharing guidelines, exclusions, membership rules, and payment responsibility.

Learn about the program
LX

Group-style alternative

LifeX Research Associate Program

Very part-time research participation that may provide eligible individuals access to group health benefits while contributing to health-related research initiatives.

LifeX
What to review

Best for: People who want to understand a group-style access pathway tied to program participation.

Check: Participation requirements, eligibility, benefit terms, costs, and how the program differs from individual insurance.

Learn about LifeX
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Everyday savings

Dental, vision and routine care

Explore discount programs for everyday healthcare expenses. Savings programs are not insurance.

Careington
What to review

Best for: Routine dental, vision, prescription, and telehealth savings.

Check: Participating providers, membership fees, and discount schedules.

Add to my roadmap

Specialty resource

International travel & visa coverage

Visitor insurance, travel medical coverage, and visa-related protection belong on this dedicated path.

Get Health Access Now
What to review

Best for: International visitors, travelers, and visa-related medical needs.

Check: Destination, trip dates, visa requirements, medical limits, and exclusions.

Visit the travel resource

Benefits Resource Center

Understand the pathway before you continue.

Plain-language resources help you compare categories without turning every visit into a sales decision.

Prescription & digital health resources

Useful support beyond the coverage pathway.

These clearly labeled resources can help with prescription costs, age-specific assistance, health education, and AI-guided informational support.

Prescription savings
Rx

Free Drug Discount Card

Explore a free prescription-discount resource that may help lower cash prices on eligible medications at participating pharmacies.

A drug discount card is not insurance. Discounts and participating pharmacies vary.

Access the free drug card
For adults 65+
65+

Rx Financial Assistance for 65+

Review prescription financial-assistance information intended for older adults who may need help managing medication costs.

Eligibility and available assistance depend on the program, medication, coverage, income, and other requirements.

Check Rx financial assistance
Health education
ST

Smart Health Tools

Explore practical health-education tools designed to help visitors organize questions and better understand available resources.

Educational information does not replace diagnosis, treatment, or advice from a licensed clinician.

Explore Smart Health Tools
AI-guided information
AI

My AI Health Advisor

Use an AI-powered informational resource to explore general health questions, wellness topics, and healthcare education.

AI-generated information can be incomplete or incorrect and is not a substitute for professional medical care.

Visit My AI Health Advisor

Meet your healthcare access advisor

Guidance grounded in 25+ years of experience.

Alan Bush is a licensed insurance professional helping individuals, families, independent workers, and business owners understand their options with greater clarity.

Licensed since 1999Individuals & businessesSeven listed states

Licensed in

ConnecticutNew YorkVirginiaMarylandNorth CarolinaFloridaTexas

Additional states added as needed.

Additional opportunity for qualified businesses

Own a business with five or more employees?

Your business may benefit from a complimentary Employer Benefits Review focused on healthcare costs, employee benefits, retention, and broader savings opportunities.

  • Healthcare cost review
  • Employee benefit strategy
  • Workforce retention opportunities
  • Broader business cost analysis
Continue to my Employer Benefits Review

A human-centered experience

Built to make the next step feel easier.

“I could see the differences between the pathways without feeling pushed into the first option.”
Independent professional
“The employer recommendation felt relevant to my business instead of like another advertisement.”
Small business owner
“The site helped me understand where travel coverage belongs and where it does not.”
Family traveler

Frequently asked questions

Before you choose a pathway.

Does the Benefits Check enroll me in coverage?

No. It provides an educational recommendation and highlights a relevant pathway. Enrollment, eligibility, and pricing are determined by the destination provider.

Are health-sharing and discount programs insurance?

No. These are different categories with their own rules and limitations. Review the program materials carefully before participating.

Why is travel and visa coverage separate?

International travel and visa needs are specialized. GetHealthAccessNow.com appears only in the dedicated Travel & Visa card, not as the default quiz destination.

What happens if I have five or more employees?

Your Benefits Check reveals an additional employer recommendation. You can continue to a warm handoff and complimentary business analysis without losing access to personal coverage pathways.